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Recruitment Insurance

Did you know that the recruitment industry is made up of over 30,000 businesses, employing over 10,000 people*?

The size of the market provides plenty of opportunity for brokers, but more importantly, the needs of the start-up market make broker advice essential. Why? Because the fastest area of growth is also the riskiest - temp placement. When recruiters supply a temp, they can be held liable for what they do, so it’s essential that these new business owners get insurance advice.

At Pen we are recruitment industry specialists with over 30 years’ experience of meeting recruitment agencies’ needs.

- Our appetite encompasses all types of agency - from nationwide chains with billings in the millions to new independent agencies - enabling us to quote on almost 90% of the risks we see†.
- We can build a tailored package to fit the unique needs of each client – whatever their size, history or specialism
- We quote each policy on an individual basis and apply rates, terms and conditions to the needs of the specific risk presented, which makes us competitive on price

*Recruitment and Employment Confederation “Recruitment Industry Status Report December 2021”
† New Business data collected between January 2024 – August 2024

Who Qualifies?

With premiums from £100 to £500K, we can cover all types of recruitment agency, regardless of size or sector, from micro and SME, through to corporate agencies:

- Agencies placing temps, as well as agencies placing permanent staff
- Agencies supplying workers to a huge range of industries from Secretarial to Driving and Dom Care Agencies
- Agencies who retain contractual liability for direction, supervision and control
- Agencies which place some temps outside the UK

What's covered?

- Public and Product Liability up to £10M
- Employers Liability up to £25M
- Professional Indemnity up to £10M including vicarious liability to protect agencies against claims of negligence emanating from errors and omissions by placed personnel
- Cyber cover up to £100K
- PA for temps and/or the agency's own staff up to £25K
- Office Buildings, with or without cover for Office Contents
- Office Contents with optional computer breakdown and data reinstatement
- Drivers Negligence up to £10K
- Fidelity Bonding up to £500K
- Legal Expenses up to £250K
- D&O up to £5M
- Business Interruption

Does your client also need?

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Documents

  • Recruitment Insurance from Pen Download the information on this webpage as a brochure
  • Recruitment Policy Wording
  • Recruitment - New Business Proposal Form
  • Recruitment Summary of Cover

Contacts

Nick Kernaghan-Andrews
Head of Recruitment
0203 057 4369
07849 613989
Email
Ellis Witherspoon
Underwriter
07708 296657
Email
Claims

Need to make a claim? Call our Central Claims Line 03330107190 Or use the Claims Portal: C00569 Pen Underwriting (Commercial)

Please call the number above in an emergency where you will be prompted to our out of hours claims service

Email

Added Value

Is your client covered against cyber risk?

It couldn't be easier to get a cyber quote from Pen, watch our video and find out how

Watch video

Specialist covers for specialist roles

From drivers to nurses to digital coders, our cover meets a range of specialist needs

Learn more

Is Legal Expenses insurance worth the money?

Pen's Paul Crilly and Abbey Legal Protection make the case in Insurance Age

Read more

Are you a recruitment professional looking to buy insurance for your agency?

Here's what you need to know to get a good deal

Find out more

Did you know Pen also offers:

Directors' and Officers'

Management liability package with a wide range of embedded extras

Learn More

Professional Indemnity - General Professions

Tailored, high-quality cover for a range of professions

Learn More
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