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Professional Indemnity

Brand new on Pen Central

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Professional Indemnity is a core product across the market—but at Pen, we believe it should deliver more than standard cover. We’ve enhanced our PI offering to provide meaningful added value, combining flexible underwriting, strong capacity and a responsive, broker-first approach.

Clients benefit too, with access to interest-free instalments and claims managed by dedicated PI specialists focused on delivering clear, consistent support. Our Professional Indemnity Combined policy gives you the flexibility to build broader protection in one place, with straightforward access via Pen Central or through our underwriting teams across London and the regions.

A stronger mid-market proposition

We’ve expanded our PI portfolio with the launch of a dedicated mid-market product, designed for larger, more complex risks.

This proposition is built for firms with:

- Fee income between £2 million and £25 million
- Turnover between £25 million and £200 million

It offers a more tailored underwriting approach, reflecting the scale, structure and exposures of mid-sized businesses—while maintaining the service and flexibility brokers expect from Pen.

Who Qualifies?

We can offer cover tailored to the needs of a wide range of professional groups including:
- Accountants
- Architects
- Engineers
- Design & Construction professionals
- Management Consultants
- Media professionals
- Recruitment Agents
- Surveyors and affiliated professions
- And a wide range of miscellaneous professions

Added value as standard
We don’t see these as extras—they’re part of delivering better PI:

- Nil first excess
- Capped excesses
- Tacit renewal provision
- Interest-free instalment options
- Specialist PI claims handling
- Free Legal Helpline for one-off queries
- Collateral Warranty Checking Service (for architects and engineers)

What's covered?

- Up to £10,000,000 any one claim
- Minimum attachment point from £1 million (any one claim)
- Primary and standalone excess layer options
- Exclusive rating approach
- Competitive commission structures
- A+ rated capacity
- Primary and excess layer cover options
- Defence costs handled by specialist PI claims teams
- Flexible combined policy structure
- Optional extension to additional liability covers
- Built-in value-added services supporting risk and compliance

Additional covers available

- Commercial Legal Expenses
- Employer’s Liability
- Public Liability
- Management Liability

Does your client also need?

  • Excess of Loss - Professional Indemnity Buy online from Pen or trade with an underwriter Stand alone Excess Layer cover for PI
    View

Core documents (full library below)

  • Professional Indemnity from Pen Download the information on this webpage as a brochure
  • PI Appetite Guide from Pen Underwriting
  • PI from Pen No Claims Disclosure
  • PI from Pen Renewal Declaration
  • Products on Pen Central Information about Pen Central and its products
  • Pen Central User Guidelines

Contacts

Sachin Gupta
Managing Director - UK Professional Indemnity
07584 343691
Email
Olly Dallimore Headshot
Olly Dallimore
Head of UK ProfessionaI Indemnity (London)
07944 977203
Email
Claims

Need to report a claim? Notify us in writing in the first instance at: 67 Lombard Street, London, EC3V 9LJ, UK

Need to discuss your claim? Call 020 7220 5212 or email us

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Added Value

Pen Central

e-Trading has a reputation for playing it safe, but that isn’t Pen’s approach

Learn More

Looking for a document?

All our wordings and proposal forms are available here

Go to the PI Document Library

Management liability unpacked

Our new Management Liability package comprises four distinct types of cover. In this short guide, we unpack their value to your client

Read More

Did you know Pen also offers:

Corporate PA & Travel

Broad cover for employee personal accident and travel needs

Learn More

Professional Indemnity - Solicitors

PI policies for solicitors - no conditions, no break clauses

Learn More
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