We believe in handling ordinary needs in extraordinary ways, that's why our landlord's policy builds in essential protection as standard as well as the key basics your client will expect, like buildings and contents. That means key differentiators like:

- Up to £10K for Malicious Damage by Tenant (subject to criteria - full cover can be purchased)
- Loss of Rent and Alternative Accommodation automatically included up to 30% of Buildings Sum Insured (BSI)
- Average Waiver if professionally valued in the last 3 years, so the insured doesn’t get a partial settlement
- Basis of Settlement 85% Condition of Average and Day One inflation cover - to give protection against the effects of inflation
- Optional extras: Drain Cleaning, Japanese Knotweed, Removal of Bees and Wasps Nests, Reinstatement to Match and Rent Guarantee.

Your client will not only benefit from what we cover, but how we apply it, for example, our cover extends to indemnify any tenant of furnished accommodation let by the policyholder, ensuring there are no gaps in cover. Plus, we build in added value - something extra on top of the cover - such as a 24 hour environmental helpline, because if your property's oil tank leaks, you need to know what to do immediately.

We add value into our claims service too: you won't go into a claims process, all of our clients have a dedicated claims handler and their expertise means bespoke support from cradle to grave - that's why our claims team are multiple award-winners (Insurance Times Claims Awards Winners 2012, 2014, 2015, Finalists 2016).