Our cyber cover is evolving

We're proud to continually improve our cyber solutions, delivering cyber risk management, attentive service from our specialist underwriting team, breach response solutions and comprehensive policy cover. See for yourself.

We want to make it easy for you to recommend Pen Underwriting's cyber insurance to your clients. So here's a helpful table detailing our our updated cyber insurance covers.

Limit of Indemnity Basis

Any one Claim

Core Cyber Modules	Cover
Breach response costs	🗸
Privacy regulatory defence and penalties	🗸
Security and privacy liability	🗸
Cyber extortion	🗸
Multimedia liability	🗸
Bodily injury / property damage liability	🗸^*
1^st party business interruption	🗸
3^rd party business interruption	🗸
System failure	🗸
3^rd party system failure	🗸
Additional increased cost of working	🗸
Digital asset restoration	🗸
Cyber reputation business income loss	🗸
Payment card loss (PCI)	🗸
Management liability	🗸
Systems integrity restoration / hardware replacement	🗸^*
Additional Coverages	Coverage
Court attendance costs	🗸^*
Post breach response	🗸^*
Independent consultant (BI claims preparation costs)	🗸^*
Outsource service provider (non-IT)	🗸^*
Cyber Crime Modules	Cover
Crime loss – fund transfer fraud / e-theft	🗸^*
Crime loss – social engineering	🗸^*
Telephone hacking	🗸^*
Phishing loss	🗸^*
Services fraud loss	🗸^*
Reward fund loss	🗸^*
Corporate identity theft loss	🗸^*
Personal financial loss	🗸^*

*Covered with a sub limit