Negotiate with underwriters, not systems

Our "Negotiated SME" product is designed to accommodate risks that typically fall off standard panel solutions:

• Builders Merchants and Contractor Stores - Including stored timber
• Double Glazing Manufacturers & Showrooms - Including aluminium and UPVC frames
• Electrical Contractors Stores - With and without workshops
• Engineers - Both electronic and non-electronic engineers
• Hauliers' warehouses
• Hotels - Including private hotels; guest houses; and converted country houses
• Metal Workers & Metal Goods Dealers - Including both light and heavy machinery warehouses; iron and steel stockists; machinists of ferrous goods; aluminium and brass workers; and general metal workers
• Petrol Retailers
• Printers and Allied Trades - Including stationery, books, cardboard boxes and cardboard tube manufacturers
• Public Houses - Including those with accommodation
• Restaurants
• Woodworkers - Including furniture manufacturers, saw mills, joiners and timber stores