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SME

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Our SME Centre of Expertise provides a single point of access to our technically strong, commercially astute, trading underwriters who are specialists in SME.

Our diverse underwriting appetite extends from petrol stations to printers creating a one stop shop for you and your SME customers.

Our small business proposition offers the type of service often only available to corporates – from flexibility of cover to speed of response.

We are multi-channel, offering quotes via our underwriters or our e-traded Commercial Combined solution on Acturis.

Any bespoke quotation prepared by our trading underwriters is 100% exclusive.

Where are we not able to help you?

Our appetite is so broad, it’s easier to list what we don’t cover!

• Package business
• Motor trade, Agriculture, High Hazard Liability, Waste, Construction.
• High frequency claims business.
• Businesses that do not take a pro-active approach to Health & Safety or customer and employee wellbeing.

Where can we support you?

COMMERCIAL COMBINED
• Up to £15m TSI per location.
• Focus on quality of risk not trade.
• Available via our trading underwriters or e-traded on Acturis.
• Price-match available for target business.

PROPERTY OWNERS
• Broad appetite.
• Up to £10m TSI per location.
• Commercial, residential and vacant property solutions.

MOTOR FLEET
• Targeting low claim frequency business.
• Predominantly cars and vans up to 7.5t.
• Typically 5-40 vehicles but flexibility for the right opportunity.

What else can Pen offer?

  • Cyber Insurance Pen Central Quote and bind cyber cover in minutes on Pen's e-trade platform
    View
  • Corporate PA & Travel Personally underwritten for a bespoke quote Broad cover for employee personal accident and travel needs
    View

Documents

  • SME from Pen Download the information on this webpage as a brochure

Contacts

James Coughlan
Deputy Regional Underwriting Manager
01622 312306
Email
Scott Colyer
Regional Underwriting Manager
07971 600338
Email
Claims

Insured by Pen and need to report a claim? Call our specialist team on 03333 201 560

Out of hours? Call 01709 535 765

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New business?

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Added Value

Is your client covered against cyber risk?

It couldn't be easier to get a cyber quote from Pen, watch our video and find out how

Watch video

Weird and wonderful

Learn more about our extensive risk appetite

Read more

New business?

Get in touch with our team

Email Us

Starter for 10: What is cyber insurance?

Learn More

How does Pen's cyber cover stack up against the market?

Find out

Did you know Pen also offers:

Risk Managed Commercial - Regional Commercial Combined

Supported by online risk management and bespoke risk surveying

Learn More
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