Backed by A-rated security, Pen’s terrorism product has been designed to be an easy, quick-to-quote, e-traded proposition via Acturis or directly via an underwriter.

Its follow-form basis enables cover to dovetail with underlying associated policies, meaning cover is both streamlined and comprehensive. Significant extensions incorporated – such as emergency accommodation and brand rehabilitation, as well as non-damage-related interruptions to business caused by denial of access to premises or simply a verified threat – also mean superior cover is offered as standard.

By using a broad definition of terrorism where events do not need to be government-certified and allowing clients to select which properties from their portfolio they wish to insure against terrorism, our aim is to provide significantly more certainty of response to realistic scenarios while keeping pricing as competitive as possible.

Key differentiators:

- Broad definition of terrorism, including sabotage
- Follow-form basis, dovetails with underlying associated policies
- Client can choose which properties to insure against
- Easy to quote with minimal referral triggers
- Backed by A-rated capacity