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Unoccupied and Non-Standard Residential Property

At Pen Real Estate, we pride ourselves on servicing requirements that are a little less ordinary. That's why we cover both unoccupied and non-standard residential property.

And you'll find it easy to do business with us. This product is available online through our in-house Quote & Buy system or it can be personally underwritten by our team. Not only will you get a quick response, but are flexible about what we cover, for example we offer 3, 6 or 12 month policy options and can offer discounted rates for increased excesses and/or good risks.

Who Qualifies?

Residential property owners with properties up to £1M TSI, and potential for £3M TSI for top quality risks, including:

- Unoccupied for up to 3 years
- Properties undergoing small refurbishment/renovation works
- Holiday lets
- Bed-sits
- Individual flats
- Blocks of flats
- Non-standard tenant types including DSS tenants, students, asylum seekers

What's covered?

We offer a choice of 3 cover levels.

LEVEL 1
- Fire, Lightning, Explosion, Earthquake, Aircraft(FLEEA)

LEVEL 2
- Named perils including Storm, Flood and Weight of Snow

LEVEL 3
- In addition to the Level 1 & 2 covers, we cover Theft, or attempted Theft, and Malicious Damage

Does your client also need?

  • Residential Property Investors Buy online from Pen or trade with an underwriter Enhanced protection for residential landlords
    View

Documents

  • Unoccupied and Non-Standard Residential Property from Pen Download the information on this webpage as a brochure

Contacts

Nympha Dunnell
Head of Transactional Underwriting Services
01420 470541
07729 442 473
Email
Caroline King
Trading and Operations Director - SME & Personal Lines
07557 154335
Email
Claims

Know your claims contact? Contact them direct or contact: 03330 107 190

Urgent claim outside office hours? Call: 01618386600

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New business?

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Added Value

Making a claim? Read our advice on what to submit

Your claim will be processed more quickly if you submit the right information at the start. Read our advice on what evidence to send

Read More

Our claims team is award-winning

Our Real Estate team were winners of Insurance Times Claims Awards in 2012, 2014, 2015 and finalists in 2016

New business?

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The claims process unravelled

Answers to some of the most common questions

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Did you know Pen also offers:

Risk Managed Commercial - Regional Commercial Combined

Supported by online risk management and bespoke risk surveying

Learn More

Submit a claim

Your Details
Risk Details
(e.g. Contractor, neighbour, registration number of driver or other third party)
Theft / Malicious Damage or Impact Damage Only




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