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Unoccupied Commercial Property

THREE WAYS TO TRADE - via our own e-Trade portal, on Acturis, or directly via an Underwriter

For more information contact the team direct on 01420 470517 or send us an email

Go to our e-Trade Portal
Register for our e-Trade portal
At Pen, we pride ourselves on differentiation, like insurance for unoccupied commercial properties. We are here to help you find a home for short term to long term unoccupied properties up to £3 million sums insured including small refurbishment/renovations.

You'll find it easy to do business with us. With 3 ways of trading with Pen, not only will you get a quick response, but we can also offer 2 levels of cover so your client can choose between FLEEA* only and Full Perils*. In addition to this, we offer 3, 6 or 12 month policy options.

*See perils insured below. Criteria applies for Full Perils

Who Qualifies?

Commercial premises, unoccupied for up to 3 years, including properties undergoing small refurbishment/renovation works. Up to £1M TSI as standard and potential for up to £3M for top quality risks. We welcome portfolios.

What's covered?

LEVEL 1
- Fire, Lightning, Explosion, Earthquake and Aircraft - nil excess

LEVEL 2
- Fire, Smoke, Lightning, Explosion, Earthquake, Aircraft - nil excess
- Heave, Subsidence or Landslip - £1K excess
- All the following covers have excesses £150-500 dependant on cover requirements and tenant type:
- Falling Television and Radio Aerials
- Theft or attempted Theft
- Malicious Person and Tenants
- Riot and Civil Commotion
- Storm or Flood
- Escape of Water
- Impact
- Leakage of Oil
- Falling trees

Does your client also need?

  • Property Investors Personally underwritten for a bespoke quote Over 1500 property uses covered
    View
  • Unoccupied and Non-Standard Residential Property Three choices of cover for landlords of non-standard residential property
    View

Documents

  • Unoccupied Commercial Property from Pen Download the information on this webpage as a brochure
  • Unoccupied Commercial Property Owners - New Business User Guide

Contacts

Nympha Dunnell
Head of Transactional Underwriting Services
01420 470541
07729 442 473
Email
Caroline King
Trading and Operations Director - SME & Personal Lines
07557 154335
Email
Claims

Know your claims contact? Contact them direct or contact: 01420471991

Urgent claim outside office hours? Call: 01618 386600

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New business?

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Added Value

Making a claim? Read our advice on what to submit

Your claim will be processed more quickly if you submit the right information at the start. Read our advice on what evidence to send

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New business?

Get in touch

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The claims process unravelled

Answers to some of the most common questions

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Did you know Pen also offers:

Chemical Industries

Commercial combined cover for chemical industries

Learn More

Construction

Flexible, modular construction cover

Learn More

Submit a claim

Your Details
Risk Details
(e.g. Contractor, neighbour, registration number of driver or other third party)
Theft / Malicious Damage or Impact Damage Only




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